Starting July 1, 2025, new regulations on mandatory car insurance (compulsory traffic insurance) will come into force in Turkey. These changes aim to enhance the protection of drivers and accident victims, as well as to improve transparency and efficiency in the Turkish insurance market.
What Will Change for Vehicle Owners
Under the new regulations, vehicle owners will be required to obtain insurance policies with clearer and more transparent terms. The updated rules introduce:
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extended third-party liability coverage;
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stronger protection for victims of traffic accidents;
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standardized insurance policy conditions across the market.
New Obligations for Insurance Companies
Insurance companies in Turkey will now be required to provide an expanded range of services, including:
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faster insurance compensation payments;
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simplified claim assessment procedures;
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improved customer service standards.
Special attention is given to third-party liability insurance, which will offer broader and more reliable coverage.
Stronger Oversight and Fraud Prevention
The reform introduces new supervision mechanisms for insurance companies aimed at:
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preventing insurance fraud;
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ensuring fair and timely fulfillment of insurance obligations;
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strengthening public trust in Turkey’s compulsory car insurance system.
What Drivers Should Know
If you live in Turkey or plan to drive a vehicle, it is important to review the new requirements and update your insurance policy on time to avoid penalties or complications in case of an accident.
For assistance or professional advice regarding mandatory car insurance in Turkey, it is recommended to consult qualified insurance specialists.